Auto Loan Calculator

Enter your car loan to see its monthly payment, the interest it costs and when it is paid off. Add an extra payment — once, every month or every year — and see what it saves and how much sooner the car is yours.
Your original loan details including principal, interest rate, and term. Monthly payment is calculated automatically.
Loan Name
Loan Amount
$
Interest Rate
%
Term
yrs
Loan Start
Est. Monthly Payment$718 /mo
What 1% of Rate Is Worth
1% lower saves
$17 /mo
$1,005 over the loan
1% higher costs
$17 /mo
$1,019 over the loan
Oct 2026$35,000 owed · $43,085 lifetime cost

Drag an event to move it, or drag the end of a repeating prepayment to stop it early. Arrow keys move a selected event a month, Shift + arrow a year, and Enter opens its details.

Plan Savings
Car LoanAs scheduled: $43,085 in total, paid off in Oct 2031. Add a prepayment to see what it saves.
Events
No events yet.
Each event is credited with what it saves on top of the events before it, so together they add up to the plan’s total.
Car Loan